Case study · anonymised under NDA

Trail recovered. Leads answered in seconds.

A Sydney mortgage brokerage was busy but leaking — enquiries sat in a shared inbox for a day or more, and nobody was reconciling trail against aggregator statements. We rebuilt lead capture and routing, automated settlement comms, and reconciled the trail book.

Mortgage brokingTrail reconciliationLead routing

The numbers moved because the system did.

$37k

Missing trail commission found by reconciling against aggregator statements.

<60 sec

First response to new enquiries, down from 24+ hours, via instant acknowledgement and routing.

15+ hrs/wk

Manual follow-up, data entry and reconciliation removed from the team's week.

A profitable brokerage running on inbox and memory.

Before

  • Website, referral and aggregator leads landed in a shared inbox with no routing or ownership.
  • First response often took more than a day — by then the client had spoken to someone else.
  • Trail was never reconciled against aggregator statements, so underpayments went unnoticed.
  • Settlement comms and follow-ups were manual and inconsistent between brokers.

After

  • Every enquiry gets an instant acknowledgement and is routed to an owner in seconds.
  • Trail is reconciled automatically, surfacing missing and incorrect payments.
  • Settlement workflows fire client comms, referrer notifications and review requests on their own.
  • One dashboard shows pipeline health, settlement forecast and trail book value.

The trail was already earned. It just wasn't being collected.

The fastest money in this engagement wasn't new business — it was revenue the brokerage had already earned and wasn't being paid. Reconciliation surfaced it; routing made sure new leads stopped leaking while we were at it.

NDA note. The brokerage name is withheld. The scope and the headline metrics shown here are the real engagement numbers with identifying details removed.

The reconciliation paid for the whole project before we'd even finished the lead-routing build.
Assembly Growth delivery summary · identifying details removed

A focused rebuild across capture, settlement and trail.

Capture & routing

Answer every lead in under a minute.

Instant acknowledgement on every enquiry, intelligent routing to an owner, and response SLAs so nothing sits in the inbox.

Settlement

Automate the comms that brokers forget.

Settlement workflows trigger client updates, referrer notifications, review requests and follow-up tasks without manual chasing.

Trail reconciliation

Check the book against the statements.

Automated reconciliation of trail against aggregator statements, surfacing the 5–10% that is typically missing or incorrect.

Visibility

One board leadership actually opens.

Executive dashboards for pipeline health, settlement forecast, trail book value and referrer performance.

Most brokerages are leaking in the same two places.

Slow lead response and unreconciled trail are the two most common, most recoverable leaks in broking. Fixing them rarely needs new software — it needs the existing stack wired to actually do the job.

Lead routingSettlement automationTrail reconciliationExecutive dashboardsn8n + Xero
Best fit

Who should read this next

  • Mortgage and insurance brokerages losing leads to slow response
  • Brokers who have never reconciled trail against aggregator statements
  • Teams wanting one trusted view of pipeline, settlement and trail

Think your trail book is leaking?

We typically find 5–10% in missing or incorrect commission. Book the readiness call and we'll show you where — and on a trail audit, if we don't find recoverable revenue, you don't pay.